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Answer the big questions that impact your financial future

Getting financial peace of mind requires a plan you can trust.
Click one of the real-life questions below to see how OnTrajectory can give you the answers you need.

  • Fire scenario

    Can I reach my goal of Financial Independence?

  • Retirement scenario

    Is my retirement plan on track?

  • College scenario

    Will I be able to educate my children?

  • Inflation scenario

    What does inflation mean to my savings?

We created OnTrajectory because we couldn’t find a calculator that we trusted to tell us “when can I actually retire.” We hope you find it useful... and maybe even fun! We certainly do.

– Tyson Koska, OnTrajectory CEO and Planner-in-Chief

  • Complete Flexibility & Control

    We let you geek out and customize things other tools don’t. Whatever your financial goals or assumptions, OnTrajectory is game.

  • Designed for real life

    Getting started takes just a few minutes. But if you want to go deeper, OnTrajectory supports all the complexity of real life.

  • Tools you can trust

    Our business is making software, not selling financial services. That means no sales calls, no commissions, and no hidden fees.

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Serious software designed for serious savers

Tired of building spreadsheets? This is the whole-life Financial Independence tool you’ve been waiting for.

Sign-up for Free

OnTrajectory seems simple at first, but the more I worked with it, the more I appreciated how it handles complexity.

– J.D. Roth @ Get Rich Slowly

The setup was simple. The user interface is attractive and intuitive... OnTrajectory is in the sweet spot that appeals to me.

– Darrow Kirkpatrick @ Can I Retire Yet?

Try OnTrajectory for free. No credit card required.

If you decide to subscribe, our pricing is simple and affordable:

Basic View

Free

  • Enter income, expenses, and accounts into your plan
  • Plan for future changes in your items
  • Track progress against your plan
  • Calculate the ‘Chance of Success’ your plan will be achieved
  • Create an alternate scenario with different assumptions
  • View real-time updates as you make changes
  • Change central assumptions such as Retirement Age or Inflation
  • Access to educational videos and help content
  • Free email support

Unlimited

$8 /month or $80 annually
  • Everything Basic plus...
  • Create unlimited scenarios and compare them on the chart
  • Run Monte Carlo and Historical analysis against your plans
  • Track specific milestones on your chart
  • Complete customization options including how calculations and taxes are applied
  • Optimize how money is withdrawn from specific accounts
  • Get recommendations on how to improve your plan
  • Optimize Expenses so you can figure out the right amount you can spend each month to stay on track
  • Stress test your plan by choosing a market, life or career event
  • Run debt reduction strategies to help figure out the fastest way to financial freedom

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Join the OnTrajectory community

We’re on a mission to build the world’s most powerful personal financial planning tool. Create your free trial account to join us—or sign up for monthly email updates to stay in touch.

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